Auto Insurance

Are you and your vehicle properly protected while on the road? Whether you are commuting around Webster, driving across New York State, or using your car for rideshare, we can help tailor coverage for the way you drive.

Protection that moves with you

Auto insurance does more than satisfy state requirements. The right policy helps protect you, your family, and others on the road from the financial impact of an accident, theft, or other covered loss.

We will walk you through your options, from minimum liability limits to higher protection levels, and help you understand how coverage works if you are in a collision, hit a deer, or are driving for a rideshare company.

Key coverages we help you review

  • Liability coverage — For injuries or property damage you may cause to others.
  • Collision coverage — For damage to your vehicle from a collision, regardless of fault.
  • Comprehensive coverage — For non-collision losses such as theft, fire, vandalism, or hitting an animal.
  • Uninsured/underinsured motorist coverage — Helps protect you if another driver does not have adequate insurance.
  • Medical or personal injury protection — For medical expenses, lost wages, and related costs after a covered accident.

Have an RV, boat, motorcycle, or ATV?

Recreational vehicles often need specialized coverage. Visit our Recreational Auto page to learn more.

Recreational auto coverage