Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.
It is all about protecting yourself financially if something unexpected happens to your home or possessions. Chances are your home is likely one of your largest investments.
It is important to know that homeowners insurance is meant to cover sudden and unexpected damage, not routine maintenance. Homeowners insurance covers both damage to your property and your liability or legal responsibility for injuries and property damage you or members of your family cause to other people.
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